401k Limits 2025 Catch Up Over 50
401k Limits 2025 Catch Up Over 50. Employee contribution limits go up $500 more in 2025, to $23,500 from $23,000. The 401(k) contribution limit for 2023 is $22,500 for employee salary deferrals and $66,000 for combined employee and employer contributions.
In 2025, solo 401k participants aged 50 and older can continue to contribute an additional $7,500. The 401k contribution limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution.